Paying for Therapy Should Not be Complicated!

Get the therapy you deserve, without being limited to in-network options!

Like most therapists in DC, we do not directly take insurance, but you may still be able to use your insurance! Most of our clients are able to use our quick and easy process for Out of network reimbursement to get some or all of their therapy fees reimbursed by their insurance provider. We also help you confirm your Out of network insurance benefits even prior to a free consultation so it’s as simple and clear as possible.

Check What Your Out-of-Network Benefits Will Pay for Your Therapy

Use our free Out-of-Network Benefits Calculator to see your what your insurance will reimburse you for your sessions so you can choose the therapists you really want to work with, to get the therapy you really need.

Our Free Out of Network Benefits Calculator

Most of our clients get 70-90% of their session fee reimbursed by their insurance by using their out-of-network insurance benefits

Ready to get started?

Instant Booking, No Wait Time!

We Understand Therapy is an Investment in Yourself and Your Relationships

We understand that finding the right therapist who has the expertise to help and understands your goals is an investment you are making in yourself and your relationships. We are very mindful of the time, energy, and money you dedicate to therapy with us. That is why we use evidence-based therapies such as EMDR, Emotionally Focused Couples Therapy, ERP, DBT interventions, and Mind-body approaches to help you make lasting changes you want to see in your life.

Why aren’t we in-network? We chose to prioritize our clients needs over insurance mandated limitations

We have opted to be out-of-network with insurance for reasons that our clients choose us for, time and time again!

1) We offer specialized services that our clients need and deserve

Insurance does not recognize specialized and holistic modalities of therapy as any different from talk therapy. This makes it hard for specialists to integrate evidence-based specialized treatment modalities if they are in-network with insurance due to strict limitations imposed by insurance.

2) We go above and beyond for our client confidentiality: Insurance companies typically require therapists to submit detailed clinical information about their clients for billing purposes, which can compromise our client’s privacy and confidentiality. By being out of network we can limit what we share with insurance for reimbursement purposes.

3) We prioritize our commitment to our client over interests of the insurance company. Limitations imposed by insurance companies on therapists, in the form of constraints on length/ frequency of session, length of treatment, mandating a diagnosis, serve the insurance company, not the client and can compromise the quality and effectiveness of therapy.

4) We ensure financial sustainability and work-life balance for our therapists: Most in-network therapists are not compensated fairly and are not able to maintain a healthy work life balance, thus leading to burn out and lower quality of care for clients. Going beyond talk therapy to offer specialized therapies like EMDR, Somatic interventions and Emotionally Focused Couples Therapy also requires our therapist to extend themselves in their work in ways that talk therapy does not! Ensuring our therapists are compensated fairly for their work is very important to us.

5) We are stand up to devaluation of Mental Health professionals and unfair billing practices by insurance companies: Did you know insurance companies pay ‘big box’ therapy companies more than specialists working in local practices and pay them commissions on top of that? This is a problematic trend that prioritizes the insurance company’s interests over clients interests as reimbursement is tied to organization size and not the therapist’s expertise! We do not want to perpetuate this trend and the devaluation of the mental health therapy field in general.

Submit Your Reimbursement Claims

Submit your Reimbursement claim to your insurance from right here. We make it quick & easy for our clients. No complicated paperwork!

Payment Methods We Accept

We accept Debit cards &Credit cards (Visa, MasterCard, American Express, JCB, Discover, and Diners Club). HSA cards and FSA Cards are also accepted.

Billing Questions

For questions about billing or out of network reimbursement process

Email us at

connect@sageandfifththerapy.com

Call us at

+1 (202) 9355912 Ext 500

Don’t have out-of-network benefits from your insurance? We’ve got you covered!

We never want finances to be the reason clients are not able to get access to therapy, which is why we also have many options for clients who are not able to afford our specialized out-of-network services.

Work with our In-Network Partner Practice

If you don’t have out of network benefits or your out of network benefits are not financially feasible for you, and you have CareFirst BCBS/ Anthem insurance, you can use your insurance to work with some of our therapists who also see clients at our partner practice (excluding specialized services such as EMDR & ART)

Find a Therapist at our in-Network Partner Practice - Sage Therapy Collective

Accepting CareFirst BCBS and Anthem in DC, VA & MD

** Please note: Therapists at Sage Therapy Collective do not offer specialized services such as EMDR and Couples Therapy

Explore our Reduced Fee/ Sliding Scale Fee Therapy Options

Some of our therapists are offering Reduced Fee Virtual therapy ($40+ per session) for clients who have lost their insurance due to recent lay offs, LGBTQIA+ & BIPOC clients impacted by recent political changes, and undocumented residents and their families. To book a Reduced Fee appointment, please reach out to us at connect@sageandfifththerapy.com

Our Therapists offering Reduced Fee Appointments:

Looking for extra support? We can help.